N26 is used by most expats since there is no minimum input and their mobile banking app is in English. Germany holds three other slots in the top ten, for a total … DKB offers a local 24/7 service hotline concerning any problem that you might run into. Similar to DKB also Postbank has won several awards in the past including the one for safest online bank by Focus Money. Everything, that you needed to go to your local bank to in the past now can be done online. Very easy and clean online banking interfaceGreat customer service Still, online banking is not for everyone. With your N26 account you can get out cash for free up to 5 times a month at any ATM in Germany. You can get free cash withdrawals at any ATM worldwide that accepts Mastercard – which is quite exceptionally within Germany. Deutsche Bank AG, the largest bank in Germany, provides financial services to retail … But if you have lived in Germany for a long time and have a decent credit rating you can try to open an account here. They are well represented within Germany and can be found in every city and almost in every village. DKB & N26 have won so many tests and really is that good that it is an obvious choice to sign up with one of them. Private banks in Germany make up around 40% of all German banks, with around two-thirds of them belonging to big centralized chains. But why did Netbank only come in on third position to be the best bank in Germany? Geburtsdatum: Date of birth Land – Country We’re going to take a look at 4 popular banks among the expat community offering FREE accounts. It has around 16 million customers in Germany alone and has offices in every major city. And, which of them offers the clearest contracts and the best conditions? With our help you will be able to pay less for more service and quality. However, if you do not need a personal contact in one of their branches, an account with one of the online banks … Therefore it is hard to say what the best bank in Germany is because everybody has other needs. If you want more information about these topics, just have a look on the websites of DKB and the Postbank – they both have an excellent website where everything is clearly explained. Why do we list N26 here? Hanseatic Bank, Hamburg; Targobank, Düsseldorf; Triodos Bank, Frankfurt; UniCredit Bank AG, Munich; Swiss and overseas banks. That is a good indicator that DKB is a great choice for your German bank account. The 3 best current accounts in Germany 5.5.2016. This is what we want when we think of good banking. a) Germany’s best … Many banks in Germany charge a monthly administration fee for the pleasure of you holding an account (Girokonto in German). The traditional banks are doing their utmost best to ramp up their web presence to compete with the online banks. The main question that you hear nowadays is if the online banks offer better value than brick-and-mortar banks (banks that have a physical presence in a building). Geburtsdatum – Date of birth The Germany’s banking system includes approximately 200 private banks, 400 public savings banks and over 1,000 cooperative banks. If you handle more complicated transactions or banking products on a daily basis, it would be advisable to put your money in a traditional bank. It seems like that banks in Germany are still stuck in the last millennium. It offers benefits and advantages that traditional banks do not offer and therefore DKB internetbanking very interesting for expats. However, it is up to you to decide what you like best. With traditional banks like Sparkasse or Hypovereinsbank you can only withdraw money without a fee at ATMs of their branch. Think about account management, retirement or mortgage planning. And on top of that there are around 7.000 retail stores in Germany where you can get cash for free. At the same time, … This means that online banks are gaining ground on the traditional banks. So whether your account got closed due to suspicious login attempts or you have some questions regarding your account there will always be a friendly DKB employee to help you with your problems. Usually Cash Group ATMs are everywhere to find, but sometimes, especially if you need to get out cash urgently, it might happen that you need to use a non cash group ATM. One of the biggest and fastest growing banks in Germany is the DKB – Deutsche Kredit Bank. This comes in as no surprise as DKB really offers outstanding advantages to many other traditional banks such as free money withdrawal worldwide or 24/7 service hotlines. If this is an important point for you, then it could be smart to open a bank account with the DKB, because their online presentation makes signing up really easy! Familienstand – Marital status For each bank business overview, account opening, products and services, customer ratings (if assigned), key financial data (except for branches of foreign banks), credit ratings (if assigned), deposit guarantee, technical data (bank … With a total asset of 147 billion and 18,000 employees Postbank is a big player in the market. You need to have proof of Identity and you need to be 18 years and older. The N26 Checking account is free of costs. You now have officially opened a German bank account. Finding the best bank in Germany for foreigners is not easy, but with our tips we will ensure that you will find the bank that fits to your needs. When it comes to online banks, DKB offers the best rates and benefits in the online banking segment. 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